| Motorbikes are becoming a more and more popular | | | | owner implements some basic security measures a |
| method of commuting in cities throughout the UK as | | | | motorbike can be as low risk to own as a car. |
| roads become grid-locked with cars, trucks, buses | | | | For example, motorbikes should be parked in well lit |
| and roadworks! Yet motorbikes still manage to | | | | areas and the frame should be secured to a fixed |
| weave their way through traffic and reach their | | | | object with a sturdy security chain. To further deter |
| destination on time - highlighting another benefit that | | | | would-be thieves, fit an approved immobiliser to |
| biking has in comparison to driving a car. Not only can | | | | prevent the engine being started without the key, |
| a motorbike traverse spaces that would be | | | | and install a Thatcham approved alarm. You could also |
| impossible in a car, motorbikes are also cheaper to | | | | have a tracking device fitted to help the Police track |
| maintain, have better fuel economy and it is much | | | | your motorbike in the event it should it be taken. |
| easier to find parking spaces in busy areas. In 2006 | | | | Owners should also buy an ultraviolet pen to mark |
| there were over 1.1million motorbikes registered in | | | | their motorbike with personal details and keep a copy |
| the UK, a figure which has gradually grown as | | | | of the serial number of their motorbike, so that if |
| popularity for biking rises. | | | | their motorbike is stolen it can be traced back to the |
| In the UK, it is a legal requirement to be insured | | | | theives by the authorities. By taking precautions such |
| when driving on public roads. So, whether you're a | | | | as these, you can reduce your motorbike insurance |
| commuter who uses a motorbike to squeeze past | | | | premium. |
| gridlocked cars to get to your work on time, or a | | | | The most common type of insurance chosen by |
| recreational rider exploring the UK's country roads at | | | | owners is a comprehensive policy. This level of cover |
| the weekends, you'll need adequate insurance cover | | | | ensures that in the event of an accident the policy |
| to keep yourself and others protected while on the | | | | holder will be fully insured for the market value of |
| road. | | | | their motorbike, as well as the repair cost of any |
| However, it's not only when driving a motorbike that | | | | damage caused to a third party by the policy holder. |
| you need motorbike insurance. Due to the design and | | | | Some policies even cover policy holders for personal |
| size of motorbikes, they can be stolen and removed | | | | claims against them, which in today's litigious climate is |
| by thieves far more easily than a car, and as a result | | | | certainly a comforting safeguard. This ensures that if |
| most general insurance companies deem insuring | | | | you are unfortunate enough to have an accident, |
| motorbikes as a high risk. However some companies | | | | you won't have to cope with a huge financial burden |
| specialise in motorbike insurance and appreciate that | | | | too. |
| this is not necessarily the case. In fact, providing the | | | | |