| Riding a motorcycle can be an incredibly freeing and | | | | having just the one policy also means there will be |
| thrilling experience - just you, your bike and the open | | | | less paperwork that you have to keep track of and |
| road - and it can also be a practical mode of | | | | have to dig up in the event you need to make a |
| transportation, enabling you to get to your | | | | claim. |
| destination in good time as you zip through traffic. | | | | Obviously only one bike can be ridden at a time, and |
| You may own a bike for everyday practical use and | | | | multibike insurance enables you to safely take one |
| a second one that you ride for fun, or maybe you | | | | bike out knowing you and the bike are insured |
| own different bikes for use depending on the | | | | against mishaps, while your other bike or bikes are |
| season, garaging your usual bike during winter months | | | | securely back in your garage protected against |
| and instead riding one that you use exclusively when | | | | calamities such as theft or fire. If one of your bikes |
| the weather turns bad. Or maybe you are simply an | | | | is damaged or stolen when out on the road or when |
| enthusiast with a collection of bikes, because owning | | | | housed in the garage, having insurance in place will |
| only one is not enough. Regardless of the reasons | | | | save you from having to bear the full costs of any |
| why you own multiple bikes, leaving your prized | | | | subsequent bills that follow. |
| possessions unprotected against unfortunate events | | | | Furthermore, having insurance on all your bikes means |
| such as theft and damage is not a wise option, which | | | | that if one bike is damaged or stolen, you will already |
| is why having motorcycle insurance is so important. | | | | have adequate coverage in place on another one to |
| Accidents can occur, no matter how cautious a rider | | | | begin riding it immediately, rather than having to wait |
| you are, and bike insurance offers security and the | | | | until you can take care of getting it insured. |
| peace of mind of knowing you will be adequately | | | | One motorcycle rider, Richard Baldwin, who owns a |
| covered should the unthinkable happen. However, | | | | 1988 Harley Davidson 883 cc and a Suzuki DRZ 400, |
| rather than go through the time, hassle and expense | | | | maintains that he saves money on multi motorcycle |
| of insuring each bike individually, you should consider | | | | insurance because he is able to limit the miles he uses |
| obtaining multi bike insurance. Reputable insurance | | | | on each bike. The Harley is more cumbersome, so he |
| providers offer this option, designed specifically to | | | | uses the more nimble Suzuki for riding within the city |
| insure a number of bikes (usually up to around four) | | | | where he lives, and the Harley when he wants to |
| under one policy. | | | | take a bike out on a weekend ride, and thus by |
| Financially, multi bike insurance makes sense since it | | | | dividing mileage between both bikes he is able to |
| would cost you a lot more to obtain separate policies | | | | save on his insurance. |
| on each bike. As a further cost effective measure, | | | | In short, if you own two or more bikes, rather than |
| you may tailor the policy by choosing the options | | | | leave any of your bikes uninsured or spend more |
| that best suit your needs, including full UK and | | | | money to insure them separately, you will be doing |
| European breakdown coverage, personal effects | | | | yourself a favour by obtaining a multi bike insurance |
| cover and legal protection. An added benefit to | | | | policy. |