| If you are thinking of getting a motorcycle, you may | | | | you are, you are going to pay substantially more in |
| want to hold off until you find out about getting | | | | insurance premiums. |
| insurance for that hog. The price to insure a | | | | Go Bike Shopping |
| motorcycle is much different than the price of regular | | | | You need to do some comparison-shopping for bikes |
| car insurance. | | | | at this point. Make a list of pros and cons of the |
| A good part of this reason relates to the danger that | | | | bikes you like as well as the insurance costs. Often |
| goes along with motorcycle ownership. Motorcycles | | | | the dealerships will be able to give you an idea of |
| are considered much more dangerous than cars for | | | | which ones are easier to insure. |
| many reasons including that those riding them are | | | | You should also look somewhere like consumer |
| much more likely to try to speed or show off as well | | | | reports as they will give you a run down of the |
| as the chance for injury is much higher if there is an | | | | safety ratings, which insurance companies also look |
| accident. | | | | at. |
| So before you start putting money out on a bike, | | | | Take Classes |
| you need to sort out what you will pay for insurance, | | | | Even if you think you know what you are doing on a |
| and if some of your bike purchasing decisions can | | | | bike, you should take a few classes to make sure. |
| bring that price down. | | | | Most motorcycle dealerships offer motorcycle riding |
| What Bike to Buy | | | | and safety courses. |
| The first thing you need to understand is that an | | | | These are good for more than just your safety. Just |
| insurance company will look at the correlation | | | | like car insurance companies like those who have |
| between your skill with a motorcycle and the bike | | | | taken safe driving courses, those offering motorcycle |
| you are buying when you are looking for insurance. | | | | insurance will be much happier if you have taken |
| This is something that is a little different than auto | | | | safety classes, as they will think you are working to |
| insurance. | | | | be a little more careful, and therefore less of a risk |
| If you are beginner in riding, you should be getting a | | | | to yourself and others. |
| bike that is appropriate for your experience, not | | | | Another great reason to take motorcycle safety |
| something that is well out of your power range. The | | | | classes is that if you haven't bought a bike yet, a |
| insurance company will take a look at what you are | | | | dealership will often let you use some of their bikes |
| considering buying and get a pretty good idea if you | | | | for your classes, which will give you an idea of how |
| are going to have a problem handling it. If they think | | | | the bikes feel as well. |