| The "Fatality Rate per 100 Million" (miles traveled) for | | | | Unfortunately, many of these accidents are caused |
| motorcycle riders has nearly doubled from 22.73 to | | | | by drivers with little or no insurance. What many |
| 39.89 fatalities per 100 million miles traveled this was | | | | Iowans do not know is that Iowa law only requires a |
| during the period of 1997 to 2004. The number of | | | | person to have $20,000 in insurance coverage for |
| miles mentioned above may include many Iowans, | | | | bodily injuries. Given the rising costs of medical care, |
| because riding motorcycles is a popular hobby for | | | | that number barely covers a trip to the hospital and |
| many people in Iowa and the Midwest. There are | | | | follow-up medical care. Statistics tell us that about |
| numerous events during the summer time that | | | | 12% of Iowans have no car insurance and we |
| involve motorcycle riders. | | | | estimate that another 60% of Iowans do not have |
| To put it into numbers, there has been over a 30% | | | | enough. What happens if you are involved in a |
| increase in motorcycle sales since 2001. All those | | | | motorcycle accident caused by one of these drivers, |
| sales equal more motorcycle related accidents. What | | | | sustains serious injuries, has a pile of medical bills and |
| are even more alarming are the accidents, with the | | | | cannot return to work? |
| increase in sales, there are more accidents which | | | | What can be done to protect you and your family |
| have caused motorcycle related deaths to jump up | | | | from these irresponsible and uninsured drivers? The |
| by 50%! That's huge... that's over 4,700 deaths in the | | | | insurance companies probably have not told you and |
| US by just motorcycle accidents alone. | | | | won't tell you. Many Iowans don't know what |
| According to the National Highway Traffic Safety | | | | uninsured and underinsured motorist insurance |
| Administration, motorcyclists are roughly 35 times | | | | coverage is. Unisured and underinsured motorist |
| more likely to be killed in accidents than automobile | | | | insurance is the only motorcycle insurance that can |
| drivers, especially during the first year of owning a | | | | protect you and your family for injuries caused by a |
| bike because of experience. | | | | motorcycle accident. Our survey of the leading |
| Statistically, if you ride a motorcycle then you have | | | | motorcycle insurance companies shows that for most |
| about a 50% chance of being in a motorcycle | | | | Iowa drivers the difference between providing |
| accident during your lifetime. Each year almost 100 | | | | $20,000 and $500,000 in coverage is less than a dollar |
| Iowans are killed and hundreds are seriously injured in | | | | per day. Isn't it worth protecting your family? |
| motorcycle accidents. | | | | |