| Having the freedom to travel around the UK and | | | | on the provider you choose to take out insurance |
| Europe in your own caravan or motor home is a | | | | with. |
| great hobby but it can be an expensive one. The | | | | A policy should also include protection for awnings, |
| cost of having this freedom can be increased if you | | | | steps, fittings and fixtures in the caravan and also |
| do not have the correct type of hobby caravan | | | | gas bottles. However again there could be limits to |
| insurance to fall back onto. Therefore it is essential | | | | the maximum paid out for a single item. If you are |
| that you choose carefully to ensure you have the | | | | looking for caravan insurance for your motor home |
| right type of policy. | | | | then also check to find out if windscreen damage is |
| Firstly if you are going to travel outside of the UK | | | | covered. This can be found in the majority of fully |
| then European protection is a must. Without it if you | | | | comprehensive cover with limits on how much the |
| were to break down or the caravan suffered | | | | policy would payout to replace windscreens or |
| damage that required it to be towed for repair, it | | | | windows in the caravan. |
| could cost you a hefty sum. Also check to ensure | | | | If you want to make savings on hobby caravan |
| that the policy included towing to a repairer and to | | | | insurance then you could choose to payout more in |
| get you and passengers to where you are going. The | | | | excess. This is the sum of money you have to find |
| majority of fully comprehensive hobby caravan | | | | towards the cost of the claim before the insurance |
| insurance will include these features. Also check to | | | | provider picks up the rest of the bill. By choosing to |
| find out if it would payout for you to stop in | | | | pay more this way you can cut down the cost of |
| alternative accommodation if your caravan was | | | | the premiums but you would have to find the excess |
| uninhabitable. Usually the policy would payout for up | | | | as a lump sum payment if you were to be unlucky |
| to a certain amount of days or up to so much for | | | | enough to need to claim on your policy. Other ways |
| this. | | | | to make savings include boosting up the amount of |
| Hobby caravan insurance should also protect your | | | | security on your caravan by ensuring your caravan is |
| personal belongings along with the actual van itself. | | | | as safe as possible. This means you would have to |
| As you are living in the caravan or motor home you | | | | payout initially, however with the savings you could |
| will have many belongings with you and all of these | | | | make year after year on the insurance premiums any |
| would add up and without cover you would have to | | | | security devices you buy could pay for themselves. |
| replace them out of your own pocket. However you | | | | An immobiliser, tracking device, steering locks and |
| would need to check what exclusions and limits were | | | | door locks are all worth considering to cut down on |
| included in the policy and these can vary depending | | | | premiums. |