| If you enjoy motorcycle trips, then a motorcycle trip | | | | this coverage is usually limited to street motorcycles. |
| to Mexico can be one of the best cycling adventures | | | | Race bikes and off-road motorcycles are usually only |
| on the planet. Mexico has thousands of miles of | | | | eligible for Mexico liability insurance. Harley Davidsons, |
| scenic coastal highways, and the interior is full of | | | | Honda Goldwings, and other non-racing type |
| quaint little villages and exciting terrain to explore. But | | | | motorcycles are usually eligible for full coverage |
| before the fun begins, you need to first make sure | | | | Mexico insurance. |
| you have Mexican insurance for your trusty steed. | | | | What to look for in a Mexican motorcycle insurance |
| Mexican insurance is required for all vehicles driving to | | | | policy |
| Mexico. As most people know, US and Canadian | | | | If you are only getting liability only, the difference |
| insurance is not recognized in Mexico, so you need to | | | | between insurance companies are very small. Make |
| purchase Mexican insurance for your vehicle before | | | | sure to get at least $50,000 worth of liability |
| entering Mexico. | | | | coverage, and make sure legal services are included |
| You can choose to purchase either a Mexican Liability | | | | with the policy. |
| policy which only covers damages you cause to third | | | | If you are looking for theft and physical damage |
| parties (it will not pay for damages to your | | | | coverage, then you need to be a bit more careful |
| motorcycle), or you can choose to purchase a full | | | | with your shopping. There are a few coverage |
| coverage policy which also includes theft and physical | | | | categories that could make a huge difference in how |
| damage coverage for your motorcycle. The liability | | | | your Mexican insurance claim could be handled. |
| policy will fulfill your legal obligations in Mexico in the | | | | Deductibles: Make sure you know exactly what your |
| event you are in a traffic accident, and the full | | | | deductibles are for both physical damage and theft. |
| coverage policy will cover both liability and damages | | | | The best Mexico motorcycle policies will usually have |
| to your motorcycle. Obviously, the liability only policy | | | | a $500 physical damage deductible and a $1,000 theft |
| will be less expensive. | | | | deductible. |
| Where to purchase Mexico motorcycle insurance | | | | Hourly Labor Rates for Repairs Made in the US or |
| These days, most customers are finding the internet | | | | Canada: First of all, make sure the Mexico insurance |
| to be the easiest tool for shopping for Mexican | | | | policy allows you to repair your bike in the US or |
| insurance. You can also purchase Mexican insurance at | | | | Canada. Then check to see what hourly labor rate |
| the border, but this means you will have to wait until | | | | the Mexican insurance company will pay for these |
| the last minute to get your Mexico insurance, and | | | | repairs. If the Mexican company does not disclose |
| you may not be able to easily find a border insurance | | | | this amount, then you can guess that it could be as |
| location that actually covers motorcycles. | | | | low as $15 per hour. Only select a Mexico motorcycle |
| Online Mexican insurance websites allow customers to | | | | insurance policy that pays at least $35 per hour for |
| get an instant quote in less than a minute, then you | | | | repairs made in the US, and try to find a policy that |
| can purchase and print your policy in less than five | | | | pays a higher US labor rate. |
| minutes. Before using a Mexican insurance website, | | | | Medical Evacuation and Travel Assistance: Some of |
| make sure to check for a visible valid insurance | | | | the better Mexican insurance brokers will bundle in |
| license and a phone number. As an added precaution, | | | | free medical evacuation and other travel insurance |
| you may want to call the customer service phone | | | | services. If you are going to buy the insurance, you |
| number just to make sure there are live humans | | | | might as well get one that includes these extra |
| there ready to help you. Almost all of these websites | | | | features. An emergency medical evacuation runs |
| are run by US based insurance brokers who have | | | | anywhere from $15,000 - $50,000 these days, so this |
| contracts with the Mexican insurance companies, so | | | | is a great coverage to have. |
| these brokers are regulated by US laws. | | | | Once you have your quality Mexican motorcycle |
| Full Coverage or Liability Only? | | | | insurance secured, you are ready to get on with your |
| Only a handful of Mexican insurance companies will | | | | Mexican motorcycle adventure. |
| insure motorcycles, so it is highly recommended that | | | | A few driving tips for motorcycles in Mexico: |
| you secure your Mexico motorcycle through an | | | | Never drive at night. The roads are not well lit, and |
| insurance broker before you leave for your trip. | | | | debris and live stock are often on the roads at night. |
| There are even less Mexican companies who will | | | | Drive much slower than you would on US roads. |
| provide full coverage for motorcycles, so you may | | | | Many of the Mexican roads are not well maintained, |
| need to do some shopping around. | | | | and it is not unusual for debris, sand, or gravel to |
| Of the few companies who provide theft and | | | | accumulate on the roads. |
| physical damage Mexico insurance for motorcycles, | | | | |