| A motorbike accident is treated in law in just the | | | | 9. if you have suffered any injury at all get it |
| same way as any other type of accident. The injured | | | | checked out by a doctor |
| party needs to establish that the accident is | | | | 10. Calculate your loss of earnings and any incidental |
| someone (or something) else's fault (or at least partly | | | | expenses that are related to your accident including |
| someone/something else's fault). By law all drivers | | | | expenses your friends and family may have incurred. |
| and riders must have at least third party insurance | | | | So how does this information affect motorcycle |
| cover. This means that their insurers will pick up the | | | | accident claims? |
| bill if the driver causes an accident and injury to any | | | | In summary, motorbike claims are as standard as |
| other party (including any passengers, whether | | | | other road vehicle claims and despite the bias that will |
| related to the driver or not). | | | | inevitably be in the minds of everyone who handles |
| By law all drivers and riders must have at least third | | | | your case (e.g. the police, the doctors etc.) as long as |
| party insurance cover. This means that their insurers | | | | you have the proof and the documentation then |
| will pick up the bill if the driver causes an accident and | | | | your compensation will be obtained and awarded in |
| injury to any other party (including any passengers, | | | | the exact same manner with the exact same values. |
| whether related to the driver or not). If you have | | | | Unfortunately, when placing actual blame in a |
| the bad luck to have been involved in an accident | | | | motorbike accident investigation a certain amount of |
| with an uninsured driver, or with a driver who doesn't | | | | bias will be automatically placed against the rider of |
| stop after the accident, you can make a claim | | | | motorbikes due to these public perceptions of these |
| through the Motor Insurers' Bureau. | | | | methods of transport. It is the police that generally |
| If you are involved in a motorcycle accident try and | | | | provide all the statistics on fatalities and injuries for all |
| follow these 10 basic steps: | | | | accidents. Therefore they are more aware of the |
| 1. make sure you make a log of the make color and | | | | chance of the incident being the fault of the |
| model of any other vehicles involved, together with | | | | motor-cycle. |
| their number plate | | | | So when looking for someone to blame for your |
| 2. take a note any damage to other vehicles involved | | | | motorbike accident injury you may have a slightly |
| 3. take a note of the other drivers' names and | | | | harder time and may have to have more conclusive |
| addresses | | | | evidence to prove that you were not the cause of |
| 4. take a note of any witness names and addresses | | | | your own demise. But, motorcycle accident |
| 5. do not make any admissions about liability | | | | compensation itself is not affected by the actual |
| 6. try to sketch a plan of the accident scene and | | | | form of transportation. Even though motorcycle |
| where the vehicles ended up | | | | injuries are generally more severe than those |
| 7. as soon as you are able, write down your version | | | | experienced by car drivers due to how exposed you |
| of what happened | | | | are, your compensation amounts are not penalized |
| 8. notify your insurers as soon as you can after the | | | | for having chosen to ride a bike. |
| accident | | | | |