RV Insurance Questions and Answers

For those who are buying an RV, you may befor insurance you can go online, get quick free
wondering about RV insurance. Is it necessary? Whatquotes, compare different companies, and apply. Just
kinds of RVs are covered by RV insurance? Is it thebe sure that you are comparing policies with the
same as an extended warranty? Each of thesesame level of coverage.
questions is important and you should know the3. Can I get RV insurance for my tent trailer? Yes
answers before you purchase a new or used RV.you can. You can insure any type of RV from a
1. Can I just use an auto insurance policy? Yes, youtruck camper to a full-size, ultra-luxury, diesel pusher
can. But, an RV insurance policy will cover the partsmotor home. It can also be new or used of any age.
of the RV that the auto policy will not such as the4. What does the RV insurance cover? Most RV
stairs, the slideouts, and the awnings. These arepolicies offer full coverage. This covers your RV no
some of the most common claims made for RVs.matter what happens and whose fault it is. A good
Not only that, if you have a towable RV or truckpolicy will also offer total replacement for a new RV
camper your automobile insurance will not cover it at(less than 5 years old and with the original owner)
all. If you have a towable, with some insurers youthat is totaled, or for a used RV (or one that is older
can have a combined policy which will cover the RVthan 5 years) you will get the purchase price back as
and the tow vehicle for a discounted price.a settlement in the event your RV is totaled.
2. Where can I find RV insurance? You can find it5. How long does it take to apply? You can get a
through a regular insurance company, but they willquote and apply and be approved in as little as a day.
not have the variety of products and RV policies6. Is it different than an extended warranty? Yes, an
that a company that specializes in RV insurance willextended warranty covers engine repairs and
have. For one of the best and easiest ways to shopappliances not accidents. This is why you need both.