| There is much more that goes into RV ownership | | | | attached. Satellite dishes, antennas, awnings, and |
| and operation so it stands to reason that there is | | | | anything else that is permanently attached to the RV |
| much more that goes into insuring one as well. When | | | | should be covered for no extra cost. It shouldn't |
| you are shopping for coverage and you are getting | | | | even matter if the attachments came stock with the |
| RV insurance quotes from different companies, be | | | | vehicle or if it was put on after market. |
| aware that not all insurance companies specialize in | | | | 3) Total replacement. If your recreational vehicle gets |
| RV insurance. While the coverage these companies | | | | stolen or totaled within a set amount of time, (usually |
| offer can still be good, they have to offer the | | | | around five years), you will get a replacement vehicle |
| following features to their coverage for it to be | | | | of equal value. |
| sufficient and complete. | | | | 4) Personal belongings coverage. All of the stuff that |
| 1) Service call coverage. This is basically like having | | | | is in your RV when it gets stolen or totaled should be |
| Triple A for your recreational vehicle. Your policy | | | | covered at no additional coverage. In other words, |
| should allow for a specialist to come to you, | | | | you shouldn't have to pay extra for your stuff. That |
| wherever you are, in case you break down or are | | | | should be standard with RV insurance. |
| immobile for any reason. Because many RVers travel | | | | 5) Coverage suspension. You should have the option |
| cross country, this is an important feature to | | | | to suspend coverage whenever you are not using |
| coverage that can save you a lot of time, money, | | | | your RV. Why should you pay for insurance when |
| and hassle. | | | | you're not even driving it? |
| 2) Coverage for things that are permanently | | | | |