| Some people think that they can just skip getting RV | | | | downs and malfunctions rather than accidents. |
| insurance and put their recreational vehicle on their | | | | Look for these coverage options when you are |
| car insurance policy. While in theory (and in reality) | | | | shopping for RV insurance to insure the most |
| this may save you a little money on your premiums, | | | | complete policy: |
| only an RV insurance policy can give you the | | | | Total Loss Replacement: If your RV is totaled for |
| complete coverage your recreational vehicle requires. | | | | any reason this coverage will provide you with a |
| It doesn't matter if you have a motorized RV or a | | | | brand new comparable RV if you are the original |
| towable; it can and should be covered by its own RV | | | | owner and it is less than 5 years old. If you bought |
| insurance policy. | | | | used or if it is older than 5 years old, you will get a |
| A motorized RV is not simply a car, and a towable | | | | check for the purchase price to put towards an RV. |
| RV is not simply a trailer. Both of them are also | | | | Personal Contents Coverage: This provides you the |
| "home" to you when you are out on the road. They | | | | funds to replace items such as clothing, jewelry, |
| have many features which cars and trailers do not | | | | cookware and kitchenware, etc. |
| have. An RV insurance policy will cover things like | | | | Towing and Roadside Assistance Coverage: Covers |
| your awnings, slide outs and refrigerator in the case | | | | the cost of towing the RV, locksmith services, fuel |
| of an accident, fire, theft or other damage. Car | | | | refill, and battery recharging. Some policies cover this |
| insurance typically will not. When you purchase RV | | | | 24 hours a day, seven days a week. |
| insurance you should have mental or written list of | | | | Emergency Expense Coverage: Covers your hotel, |
| those things in your RV that you want covered and | | | | food, rental car and even airline ticket expenses if |
| then, you can shop for coverage which will protect | | | | you need it. |
| you. It is important to note that RV insurance is not | | | | Look for the best deal, but more importantly, look |
| the same as an RV warranty which covers break | | | | for the best RV coverage. |