| There is, of course, no such thing as a typical | | | | around a motor vehicle. They can be driven from site |
| caravan insurance policy! That's because there is no | | | | to site under their own motive power and may also |
| such thing as a typical caravan - to say nothing of | | | | be called campervans. |
| the fact that caravan insurance providers see things | | | | Trailer tents |
| differently to each other so their policies may also | | | | Some people would argue as to whether or not |
| differ significantly. | | | | these are, in fact, a caravan! They are often larger |
| When is a caravan not a caravan? | | | | collapsible tents that are stowed on a towed trailer. |
| There are a number of vehicles that are sometimes | | | | When parked, the tent can be rapidly set-up and it |
| all collectively called caravans. Yet they may be | | | | may include the trailer as part of its overall structure. |
| significantly different and bring with them, | | | | Park homes |
| considerably different risk profiles. | | | | These are accommodation units that are typically |
| Statics | | | | based in the countryside on special residential parks. |
| If your caravan is not really designed to be regularly | | | | Once positioned, many park homes are no longer |
| mobile but instead to be parked more or less | | | | really mobile. They are typically permanently occupied. |
| permanently on one site then it is probably a static | | | | The caravan insurance policy |
| caravan. Typically they are occupied for a few | | | | Understandably, the insurance industry typically sees |
| weeks or months each year for mainly holiday and | | | | the above general categories as each having its own |
| recreational purposes. | | | | requirements in terms of insurance. Policies are often |
| Tourers | | | | advertised under one of the above general headings |
| These are caravans typically towed behind a | | | | though the actual cover and prices typically will vary |
| conventional motor vehicle. They lack motive power | | | | depending upon the exact nature of the individual |
| of their own and are often used to tour around, | | | | caravan. So, if you're thinking about your caravan |
| parking at one or more sites during a mobile holiday. | | | | insurance policy, looking at what's available on the |
| Motorhomes | | | | market under the above headings might be the first |
| These are the caravans that are essentially built | | | | step. |