| Many people have turned to motorcycles in an effort | | | | you were to hit something besides another car such |
| to save on gas. It doesn't matter if they run on | | | | as a parking meter, storefront or a home, it would |
| electricity or gas they are required to be insured. | | | | be covered, too. |
| Let's look at the different aspects of motorcycle | | | | The possibility of being in an accident with a motorist |
| insurance. | | | | that does not have insurance is pretty high. Some |
| Most states require the same liability insurance | | | | states require vehicle owners to carry uninsured |
| coverage on motorcycles that they do on other | | | | motorist coverage. This covers you and your |
| vehicles. Each state sets a specific amount for bodily | | | | passengers in case someone dies or is injured. |
| injury and property damage that must be covered. A | | | | Collision insurance is for when you have an accident |
| few states require uninsured motorist coverage, too. | | | | and your motorcycle is damaged. It will cover the |
| When people are injured in the other vehicle, their | | | | cost of repairs or the purchase of another bike, |
| medical needs are covered by bodily injury liability. In | | | | depending on the seriousness of the damage. It will |
| some states, this particular coverage includes a | | | | cover anything else that you hit, too. |
| passenger on the motorcycle that caused the | | | | Every bike owner needs to sit down and review his |
| accident, while other states require special coverage | | | | financial status in order to wisely choose the |
| for a passenger. It will include lost wages, medical | | | | insurance coverage he needs. If you can afford to |
| expenses, hospital expenses and suffering and pain. | | | | fix or replace your bike in case it is damaged, then |
| Another part of the required liability insurance is | | | | collision insurance would not be necessary. Keep in |
| property damage. It covers any damage that is | | | | mind that expenses caused by an accident can often |
| caused by you to another vehicle in an accident. If | | | | amount to much more than one is expecting. |