| Many people choose to rent recreational vehicles | | | | starts around $15 per day, with medium sized RVs |
| (RVs) to use while on vacation. Some of the time, | | | | often costing $20 a day, and the largest models |
| these rental RVs can be covered through the driver's | | | | costing $25 daily. It is usually a good idea for renters |
| auto insurance policy. The way to do this is to first | | | | to purchase Supplemental Liability Insurance. This |
| obtain an Insurance Binder/Endorsement from the | | | | insurance usually costs about $10 a day and provides |
| auto insurance provider. Next, the RV rental agency | | | | the renter with liability protection up to one million |
| must be added to the auto insurance policy as an | | | | dollars. |
| "additionally insured" and a "loss payee." There are | | | | Most RV rental agencies provide insurance through |
| many limits and complications to this option. Many | | | | MBA Insurance. MBA is the top name in RV rental |
| drivers find that this coverage is not adequate and | | | | insurance and has provided its services since 1978. |
| choose to purchase additional coverage through the | | | | MBA protects both renters and the rental agencies. |
| rental agency. This is often a better option because it | | | | Their policies save the rental agencies money by |
| is less complicated and provides more comprehensive | | | | insuring the renters and keeping costs low for the |
| coverage. RV rental insurance is usually very | | | | rental agency. MBA Insurance provides the renter |
| reasonably priced and is most often secured through | | | | with full coverage, including liability up to a million |
| MBA Insurance. | | | | dollars, collision, uninsured motorist, and |
| It is a good idea for RV renters to purchase | | | | comprehensive. Most RV renters choose to purchase |
| additional RV rental insurance. This covers the renter | | | | this insurance through the RV rental agency, but it |
| if there are damages to the RV, or if the RV | | | | can also be obtained through the renter's auto |
| damages other vehicles or property. The fact that | | | | insurance company in many cases. |
| most RV renters do not regularly drive RVs makes | | | | RV rental insurance covers the renter for most |
| rental insurance a particularly good idea. RV rental | | | | road-related damages and liability. Most RV rental |
| insurance can usually be purchased from the RV | | | | insurance doesn't cover the interior of the |
| rental agency for a reasonable daily fee. The fee | | | | recreational vehicle. Renters must be especially careful |
| varies depending on the rental agency and the | | | | with the appliances and furniture in the RV, as those |
| particular model of RV. Insurance for smaller RVs | | | | items are not usually covered by insurance. |